Why Choose Aussie?
What information do I need?
Once you’ve met with your Aussie Mortgage Adviser, you’ll have a good idea as to which loan suits you best. The final step is to fill in your application form and get your home loan approved.
To help things run smoothly, remember to have the following documents handy when your Aussie Mortgage Adviser visits you:
For All Loans
- Two most recent consecutive pay slips
- Most recent group certificate
- Self-employed – the last two years personal and business tax returns and ATO assessments
- ID documents equivalent to 100 pts
For Refinancing
- Information required for all loans, plus:
- Statements for the last six months of any existing home loans or personal loans
- Most recent rates notice and building insurance policy on the property to be offered as security
- Credit card statements for the last six months if card is being refinanced
- Most recent credit card statement if card is NOT being refinanced
For Purchases (includes first home buyers)
- Information required for all loans, plus:
- Bank statements for the last six months to show your savings history
- Evidence of term deposits, shares and other investments (statements, certificates, etc.)
- Statements for the last six months for existing home loans and personal loans
- Most recent credit card statement
- Copy of the sale contract for the property being purchased
Other
INVESTORS also require…
- Evidence of investment property income, copy of lease, rent appraisal or rent receipts
- Rates notice for each property currently owned by investor
CONSTRUCTION also requires…
- Copy of builders fixed price tender (including all specifications)
- Copy of council approved plans
Important things to remember
- Your Aussie Mortgage adviser will need to see the original documents.
- If some of these documents are not available or if you need to discuss further, please contact your Aussie Mortgage Adviser or Aussie Shop.
- Your Aussie Mortgage Adviser will let you know if you need any additional information or documentation for your loan.