Aussie's Own Home Loans
Aussie Basic Loan
The Aussie Basic has been designed to offer home buyers a low rate home loan with no ongoing fees but with all the features you need and none of the extras you don't.
If you are a First Home Buyer, we have put together an exclusive offer to help you get there sooner. Learn more...
Product information
| Rate Type |
Variable or Fixed |
|---|
| Property Type |
Residential |
|---|
| Application Fee |
$300 |
|---|
| Valuation Fee |
$200 per valuation |
|---|
| Loan Settlement Fee |
$75 |
|---|
| Lenders Document Cost |
$100 |
|---|
| Monthly Service Fee |
$0 |
|---|
| Discharge Fee |
$215 |
|---|
| Deferred Establishment Fees |
$2000 (Year 1&2) $1,500 (Year 3&4) $1000 (Year 5) |
|---|
| Minimum Loan |
$50,000 |
|---|
| Maximum Loan |
No maximum |
|---|
| Maximum LVR |
90% including capitalised LMI |
|---|
| Maximum Loan Term |
30 years |
|---|
| Capitalised LMI |
Yes |
|---|
| Repayment Types |
Principal & interest, Interest only |
|---|
| Repayment Frequency |
Fortnightly, Monthly (Interest Only = Monthly). |
|---|
| Repayment Method |
Direct salary credit, direct debit |
|---|
| Lump Sum/Additional Repayments |
Yes, Unlimited and at no additional cost. Conditions apply for fixed rate loans. |
|---|
| Redraw |
Yes, N/A if loan is Fixed |
|---|
| Split Loan Facility |
Yes ($300 fee post-settlement) |
|---|
| Switch to Fixed |
Yes |
|---|
| Portability |
Yes ($600 fee) |
|---|
Check out our interest rates or to apply for this loan:
