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Aussie's Own Home Loans

Aussie Express Low Doc Loan

Even more flexibility

Not everyone has the ideal financial history to easily secure a home loan. So Aussie designed the "Express Low Doc loan" to help you overcome the normal paperwork barriers.

The Express Low Doc loan is perfect for owner-occupiers, and offers competitive interest rates and flexible repayment options.

Product News:
The Aussie Express Low Doc home loan now gives you even more flexibility and choice.
After 3 years, the Low-Doc interest rate then steps down, saving you even more!

Product information

Interest Rate Type Variable
Property Type Residential
Application Fee $300
Valuation Fee $200 per property
Loan Settlement Fee $75
Lenders Document Cost $100
Monthly Service Fee $0
Discharge Fee $215
Deferred Establishment Fees $2000 (Year 1) $1,500 (Year 2) $1,000 (Year 3) $500 (Years 4&5)
Minimum Loan $50,000
Maximum Loan $1m
Maximum LVR 80%
Maximum Loan Term 30 years
Repayment Types Principal & Interest, Interest Only
Repayment Frequency Fortnightly, Monthly (Interest Only = Monthly)
Repayment Method Direct salary credit, direct debit
Lump Sum/Additional Repayments Yes, unlimited no-cost on variable portions
If Fixed, 5% of Balance
Redraw Yes, unlimited (no cost) N/A if Fixed
Split Loan Facility Yes
Switch to Fixed Yes
Switch to Standard Variable Break costs if Fixed
Portability Yes


Check out our interest rates or to apply for this loan: