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Commercial Vehicles
Loans to help you do business.
Aussie offers the following range of vehicle finance options for commercial use.
Asset/Hire Purchase
This is an agreement for the ‘hire’ of a vehicle by an individual or company and is ideal for the self employed or people who use the vehicle predominantly for business. All registration, on road costs and various types of insurance can be financed as part of the loan, if this suits your needs.
You can pay an upfront deposit (optional) and /or have a residual value or ‘balloon’ payment (also optional) at the end of the contract to reduce your repayments. At the end of the contract you can choose to:
- Refinance the residual value and begin a new contract keeping the same vehicle
- Pay the residual value and take up a new contract with another vehicle.
- Pay the residual value and take ownership of the vehicle.
Commercial Leasing
With this arrangemen
t, your vehicle is leased from Aussie and is registered in your or your company’s name. It is ideal for applicants registered for the GST. With up to 100% of the vehicle cost financed, your capital is free for you to invest in growing your business.
At the conclusion of the leased period we offer a range of financing options that can be tailored to suit your needs. You can choose to either:
- Upgrade to another vehicle on a new lease.
- Return the vehicle.
- Refinance for a further term.
- Make an offer to purchase the vehicle.
Novated Leasing
This is the perfect option as part of a salary package. Your employer takes responsibility for all of your lease payments during the term of your employment. At the end of your lease period we can offer you the same options as highlighted above in the commercial leasing section.
Please talk to your financial adviser about possible tax advantages associated with these solutions and to discuss the best option for your business.