Aussie's Own Home Loans
Aussie Standard Variable Rate Loan
Our range of home loans for owner-occupiers offers maximum flexibility, great features and choice. Choose either a standard variable rate with features included at no extra cost, a fixed rate for certainty of repayments, or a combination of both.
If you are a First Home Buyer, we have put together a package just to help you get there sooner.
The First Home Buyer package offers you;
- Discounted lenders mortgage insurance if you have 20% or more deposit.
- The ability to use your First Home Owners Grant and/or monetary gifts as part of your deposit.
- We'll pay your Building Insurance for the first year, valued at up to $400.
Product information
| Rate Type |
Variable
|
| Property Type |
Residential |
| Application Fee |
$300 |
| Valuation Fee |
$200 per valuation |
| Loan Settlement Fee |
$75 |
| Lenders Document Cost |
$100 |
| Monthly Service Fee |
$0 |
| Discharge Fee |
$215 |
| Deferred Establishment Fees |
$2000 (Year 1) $1,500 (Year 2) $1,000 (Year 3) $500 (Year 4&5) |
| Minimum Loan |
$50,000 |
| Maximum Loan |
No maximum |
| Maximum LVR |
90% including capitalised LMI |
| Maximum Loan Term |
30 years |
| Capitalised LMI |
Yes |
| Repayment Types |
Principal & interest, Interest only |
| Repayment Frequency |
Fortnightly, Monthly (Interest Only = Monthly) |
| Repayment Method |
Direct salary credit, direct debit |
| Lump Sum/Additional Repayments |
Yes, Unlimited and at no extra cost. Conditions apply for fixed rate loans. |
| Redraw |
Yes |
| Split Loan Facility |
Yes |
| Switch to Fixed |
Yes |
| Portability |
Yes ($600 fee) |
Check out our interest rates or to apply for this loan:
