Aussie's Own Home Loans
Aussie Premium Plus Loan
Competitive rate discounts for higher loan values
We’ve designed a competitive premium product exclusively to suit home buyers looking to borrow amounts larger than $200,000. There are three different interest rate tiers for this product; the higher your loan value is, the lower the interest rate. All other features and benefits are the same across each tier.
The three value tiers for this product are as follows:
- $200,000 - $349,999
- $350,000 - $449,999
- $500,000 +
Product information
| Interest Rate Type |
Variable or Fixed |
| Property Type |
Residential |
| Application Fee |
$250 |
| Valuation Fee |
$0 for first property then $200 per property thereafter |
| Loan Settlement Fee |
$100 |
| Quarterly Service Fee |
$40 |
| Discharge Fee |
$965 in first 5 yrs, $215 for year 5+ |
| Deferred Establishment Fees |
$0 |
| Minimum Loan |
$200,000 |
| Maximum Loan |
No maximum |
| Maximum LVR |
95%** |
| Maximum Loan Term |
30 years |
| Capitalised LMI |
Yes** |
| Repayment Types |
Principal & interest, Interest only |
| Repayment Frequency |
Monthly on first business day of the month.
Fortnightly - payments taken on Fridays only. |
| Repayment Method |
Direct salary credit, direct debit |
| Lump Sum/Additional Repayments |
Yes, Unlimited and at no additional cost. Conditions apply for fixed rate loans. |
| Redraw |
Yes, N/A if loan is Fixed |
| ^ ATM, Eftpos & BPay |
Yes. Transaction fees apply. Refer below. |
| Split Loan Facility |
Yes |
| Portability |
Yes, $600 |
** Final LVR including Capitalised LMI cannot exceed 95%
Transaction fees
The following transaction fees apply only when ^ATM, Eftpos or BPay services are used in conjunction with this home loan product. Please note that ATM access is not available on a Fixed Rate Loan. ^ATM, Eftpos and BPay Access only available through some funding programs.
| ATM Withdrawal |
$1.40 |
| ATM Balance Enquiry |
$0.90 |
| Eftpos |
$0.40 |
| BPay Deposit Fee |
$1.40 |
| Deposit Card Fee |
$1.40 |
Check out our interest rates or to apply for this loan:
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